Pacific National Bank Review: Checking, Savings, CD and Money Market Accounts
|
APY |
Account Type |
Account Name |
Compare Rates from Similar Accounts |
||
|---|---|---|---|---|---|
|
0.20% |
Savings |
Pacific National Bank Savings Account |
2.00% |
American Express National Bank High Yield Savings Account |
on American Express National Bank’s secure website Member FDIC |
|
2.50% |
CD Rates |
Pacific National Bank 12 Month Promotional CD - New Money |
2.65% |
Goldman Sachs Bank USA High-yield 12 Month CD |
on Goldman Sachs Bank USA’s secure website Member FDIC |
|
2.70% |
CD Rates |
Pacific National Bank 13 Month Promotional CD - New Money |
2.85% |
Synchrony Bank 36 Month CD |
on Synchrony Bank’s secure website Member FDIC |
|
2.80% |
CD Rates |
Pacific National Bank 18 Month CD Special - New Money |
3.10% |
Goldman Sachs Bank USA High-yield 5 Year CD |
on Goldman Sachs Bank USA’s secure website Member FDIC |
Pacific National Bank’s checking account options
How Pacific National Bank’s checking accounts compare
When compared to the accounts on our list of the best online checking accounts, these products instantly lose points for earning little to no interest. They also both have fairly high opening deposits and balance requirements to avoid a rather high monthly fee, so if you’re not confident you can maintain that requirement, you’re best off skipping these checking accounts.
Pacific National Bank’s savings account option
How Pacific National Bank’s savings account compares
With their dismal rates on high balances, these accounts don’t come close to comparing to those on our list of the best online savings accounts. If you can find an account with additional perks and that also allow you to easily avoid fees, you’re better off passing over this one.
Pacific National Bank’s CD rates
How Pacific National Bank’s CD rates compare
The current promotional offerings available from Pacific National Bank don’t really stack up to those on our list of the best CD rates. The $1,000 opening deposit requirement for its current promotional CDs looks to be pretty standard, though. In any case, contact the bank directly to inquire about available CDs to truly determine if they’ll give you the best bang for your buck.
Pacific National Bank’s money market account options
How Pacific National Bank’s money market account compare
Just like with the bank’s other interest-earning accounts, these rates lag far behind those on our list of the best money market rates. And from what we can see, its high fees (and challenges to avoid them), along with the high balance and deposit requirements, we have a hunch that you can easily find a better product to sock away your cash. Do your research, and possibly consider one of the accounts on our list instead.
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